What do you want your wealth to achieve? We start your financial planning by asking the right questions and making a holistic assessment of your financial position.
Adrian Starr, a Wealth Manager at Peregrine Wealth, explains why achieving your financial goals comes from a blend of financial planning and wealth management.
Personal wealth isn’t necessarily about your bank balance or figures on a spreadsheet; the value of money is more than what it can buy, it’s identifying its meaning in your life, and the lives of those you love.
That’s why we believe that integrated financial planning and tailor-made investment portfolios, based on a high level of personal insight, should be at the heart of wealth management.
It all starts with asking the right questions. What do you want your wealth to achieve? How do you think about money? What are your values and long-term aspirations? We call those ambitions ‘your remarkable’ and our role starts by creating a financial roadmap to get you there.
Financial planning involves a holistic assessment where your assets, liabilities and lifestyle costs, as well as your family structure and plans for their long-term security, all have to be considered. By incorporating these elements in personalised financial projections, a clear picture of your financial future emerges.
This financial roadmap is designed to achieve your personal goals through actively investing your assets into bespoke investment portfolios. We access a wide variety of investment opportunities, providing exposure to market-leading investment companies and fund managers, which we constantly review.
Some clients want to be involved in this investment selection process, whilst others, perhaps concentrating on their career and earning potential, may wish to delegate it to their wealth manager.
Of course, plans change, so your portfolios should be reviewed often to ensure that as your lifestyle, health and aspirations evolve, your portfolios’ investment strategies are adjusted to achieve your goals.
At Peregrine Wealth there is no need to choose a financial planner and a wealth manager as we have a team of advisers, under one roof, who are dedicated, highly qualified and experienced in:
- The assessment of personal and familial financial situations
- Personal risk planning and assessments
- Asset allocation
- Fund management
- Stock selection
- Projecting wealth accumulation
- Estate planning
Every new portfolio is truly unique, built around face-to-face advice and containing world-class global investment vehicles that remain dynamic to your changing aspirations. We make things personal and apply a hands-on approach to integrated financial planning and wealth management, considering not just where to invest, but, more importantly, why.
Adrian Starr is a Director and Wealth Manager at Peregrine Wealth, which has a 20-year history in Guernsey and offers integrated financial planning and wealth management solutions.